Question 1

How do banks evaluate car loans?

Accepted Answer

Debt-to-Income Ratio (DTI), The ratio of monthly debt expenses to total income. A DTI below 40% is typically favorable, while exceeding 50% might impact approval.

Question 2

What should I do when my bank loan doesn't come through?

Accepted Answer

You can apply through Toyota Capital for flexible financing options and competitive interest rates, designed specifically for Toyota customers.

Question 3

What extra services are provided?

Accepted Answer

We provide top-notch service from sales to after-sales, including trade-ins, insurance, and after-sales, car repairs with extensive coverage in Kuala Lumpur.

Question 4

What benefits does the Toyota Insurance Package offer?

Accepted Answer

Our package offers no betterment charge for vehicles up to 12 years, 100% payout for vehicles up to 15 years, no policy excess, 24 hours claim approval, and free Toyota 24Seven Road Assist.

Question 5

How does the 24 hours claim approval work?

Accepted Answer

The Toyota Insurance Package provides claim approval within 24 hours for claims up to RM30,000 when repairs are done at authorized Toyota Body and Paint Centres.

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